My answer to Which health insurance to choose from market for family in California?
Answer by Jennifer Burnham-Grubbs:
If your employer is paying at least some portion of the costs for your coverage, you should at the very least put yourself on the plan through work. Many employers pay a large % of the costs for the employee, but 0% of the costs for dependents, so take the health benefit from work and put your dependents on individual plans from the market.
As far as individual plans go, if you are in California, I recommend Kaiser or Blue Cross for the best overall value. Kaiser is a sure bet, if it’s available in your state. Individual plans (other than Kaiser) can have very limited networks, so it sometimes proves difficult to find doctors or even key hospitals who will work with your plan.